California Business Options is proud to announce our new service, cash advances through Business Financial Services. Through this alliance CBO can turn your Visa and MasterCard receipts into instant cash by advancing you any amount between $5,000 and $200,000 against your future credit card sales. No upfront fees, financials, or collateral.

How to Qualify

  • You are a Restaurant, Retail, Service or Internet business
  • You have been in business for at least 9 months
  • Your current credit card statement shows $4000+ monthly volume
  • You have no open tax liens, judgments or bankruptcies in last 3 years
  • You have good standing with landlord - at least one year left on lease

How much could I expect to qualify for?


Time in Business Cash Advance
9 months to 1 year The lesser of $25,000 or 100% of monthly Visa/MasterCard volume
1 to 2 years Up to $50,000
2 to less than 4 years Up to $100,000
4+ years The lesser of $200,000 or 75% of monthly Visa/MasterCard volume



How do you arrange it?

  • Complete your Merchant Application for bankcard processing services (and save money with our low rates!)
  • Your Account Manager submits your information for approval; a Funding Advisor contacts you with business consulting advice and with your approval status in as little as 24 hours
  • Funding occurs by Direct Deposit in as little as 10 days
  • Easy automated repayments occur via a small percentage withholding from each credit card purchase your customers make
  • Your funding arrangement is tax-deductible and builds business credit!
 

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